Community & event liability
Discuss worship services, volunteers, venue rentals, and off-site activities.
Bring the detail
Prepare activities and congregation facilities. Explain any changes since your last insurance review and ask how the proposed terms address them.
Check the wording
Review the insured activities or property, exclusions, limits, deductibles, territory, and any conditions you must follow. Confirm who is named and when protection would start.
Buildings & contents
Review replacement values, heritage features, equipment, and interruption risks.
Bring the detail
Prepare building valuations and heritage details. Explain any changes since your last insurance review and ask how the proposed terms address them.
Check the wording
Review the insured activities or property, exclusions, limits, deductibles, territory, and any conditions you must follow. Confirm who is named and when protection would start.
Safeguarding & governance
Ask explicitly about abuse exclusions, safeguarding conditions, and board liability.
Bring the detail
Prepare volunteer and safeguarding policies. Explain any changes since your last insurance review and ask how the proposed terms address them.
Check the wording
Review the insured activities or property, exclusions, limits, deductibles, territory, and any conditions you must follow. Confirm who is named and when protection would start.
Details that shape the comparison
Ministries and events
Describe youth activities, outreach, transport and community use.
Property complexity
Include heritage materials, specialist contents and restoration time.
People and procedures
Explain staff, volunteers, screening and safeguarding processes.
Record two offers in your comparison worksheet →
Look at the whole picture
Separate policies may address different risks. Ask the provider to explain any gaps or overlaps, and keep written confirmation of the answers that matter to your circumstances.